Is the voyage only insurance?
Subtitles
If we are single-planet civilization, then we are simply waiting around for some extinction event, whether that is manmade or natural. But if you’re a single-planet civilization, eventually something will happen to that planet and you will die. If you’re a multi-planet civilization, you’ll live much longer. Also, multi-planet civilization, that’s the natural stepping stone to being a multi-stellar civilization and being out there among the stars. So now, this I think has two… This is not simply a defensive motivation, but it is also one where that gives meaning, man’s search for meaning.
Source
He calls one reason insurance. He says there has to be another.